Insurance
Protect the plan you've worked for.
Your ability to earn is what funds everything else, from the mortgage to your retirement savings. The right cover protects it, and the people who rely on you, while you're still building towards the future.
Questions we'll work through together
- How much cover do we actually need, and for how long?
- Is the cover inside our super funds enough, or is it costing more than it should?
- Should income protection, life, TPD or trauma cover sit inside or outside super?
- As the mortgage shrinks and retirement gets closer, which cover could we reduce or cancel?
Cover that fits where you are now
The insurance you needed with young children and a big mortgage is rarely what you need in your 50s. It's very common to be paying for cover that no longer matches your situation, or to have gaps you didn't know were there. I'll review what you have, what it costs and what it would actually pay, and then recommend what to keep, change or cancel.
Advice without commissions
As an independent adviser, I don't accept commissions from insurance products. You pay a fee for the advice, and where insurance is recommended I arrange it without commission, so the premium you pay reflects the cover alone.